Speed Up the Claims Process:
Home Inventory Checklist
According to NOAA, 1,059 tornados, 5,601 hail storms and 13,578 wind storms were reported in the US in 2015. After a destructive storm, flood or fire, one of the most important things to do is create an inventory of items that have been lost or damaged. A home inventory checklist list can speed up the insurance claims process and help prove certain losses. No one knows your home better than you do. It is important that you document your loss as specifically as possible.
Keep in mind…
- It’s important that you inventory all of your personal items.
- Be sure you are valuing your items at current replacement cost and not what you remember you paid for them.
- Take notes as you remember the items that have been lost.
- Photos can be valuable pieces of evidence. Even if you don’t have staged photos of your furniture, you can still use photos where the furniture appears in the background.