UPDATE: Deadline Extended for Hurricane Harvey and Irma Proof of Loss
The Federal Emergency Management Agency (FEMA) has issued letters advising all policyholders that the deadline to file a Proof of Loss for Hurricanes Harvey and Irma flood damage claims has been extended. The standard 60 day deadline has been waved and the new deadline for submitting a compliant Proof of Loss is now 365 days from the date of the loss.
The new deadline will allow policyholders to properly evaluate the full extent of all flood damage caused by Hurricane Harvey or Irma. Be advised that you must have purchased a flood insurance policy through the National Flood Insurance Program (flood damage claims are typically not covered under your home or business owner’s policy).
What is a Proof of Loss?
A policyholder is required to file a sworn Proof of Loss when making a flood damage claim. Your Proof of Loss will assist your insurance carrier in understanding the full scope of your flood damages and determining what may be covered under your policy.
Learn more: Proof of Loss FAQS >
If your flood damage claim is denied.
We encourage you to contact the insurance lawyers at McDonald Law Firm as soon as possible if your flood damage claim is denied or underpaid. We will thoroughly review your policy and all damage to your property to determine your potential options moving forward. Call us today at 855-702-9061 for a free Harvey or Irma claim review with one of our attorneys.