Document the event and your damage.
Include the time and date of the storm in your notes; this may later be referred to as your “date of loss.”
Demonstrate the size of the hail with a photo of hailstones next to a tape measure. Document the quantity of hail with photos and video of any stones on your roof, in your yard, patio or sidewalks.
If it can be done safely, further support your claim with photos and video documenting your losses:
- Roof damage – holes or open areas, missing or torn shingles, indent marks, darkened spots, dents or rips in gutters, vents or flashing;
- Structural damage – leaning chimneys, walls, porches, garage structures; fallen trees;
- Exterior wall damage – dents or cracks in stucco, loose or broken siding, trim or fascia; exposed wood, peeling paint;
- Window/glass door damage – breaks; cracks; dents in trim or hardware;
- Air conditioning units – dents; bent fins; restricted air flow;
- Other property damage – leaning or downed fencing; sheds, patio furniture, playground structures;
- Interior damage – holes or cracks in ceilings, walls;
- Leaks – pooled water; damaged drywall; damaged flooring; damaged contents.