Denied, delayed or underpaid business interruption claim?

Let’s talk.

Call: 877-803-2897
Text: 817-203-0260

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Business Interruption Claim denied, delayed or underpaid?

We hold insurance companies responsible.

Storms and natural disasters can wreak havoc on stores, offices, factories, warehouses and other types of business. Damages are often not limited to the physical structure of a property. Businesses may also suffer from lost revenue and additional expenses incurred while trying to get back up and operational. Businesses damaged by a catastrophic event will undoubtedly face major obstacles in the process of returning to normal – receiving appropriate and timely business interruption claim payment shouldn’t be one of them.

We can help you protect your business after a disaster.

Our team of experienced and knowledgeable insurance lawyers is dedicated to providing aggressive and thorough representation to business owners with the goal to receive full and fair compensation for their losses after a disaster. We accept cases on a contingency fee basis, which means there are no legal fees unless we successfully resolve your case through settlement, mediation or a trial.

Call today to schedule a free, no-obligation insurance claim review: 877-803-2897

Does your policy include Business Interruption Coverage?

Coverage may be included as part of the following types of insurance:

  • Commercial Property Insurance
    Added as an endorsement or rider to commercial property insurance that will extend the policy’s coverage to include business interruption losses
  • Business Owners Policy (BOP)
    Typically intended for small businesses, this policy includes property, liability and business interruption coverage
  • Commercial Package Policy (CPP)
    Flexible policies that can be customized with a range of options, including business interruption coverage.

What type of Business Interruption Coverage do you have?

  • Direct Business Interruption
    Compensates for the income lost during the period of restoration or the time necessary to repair or restore physical damage to the covered property
  • Extended Business Interruption
    Compensates for income lost after a property is repaired but before the income returns to its pre-loss level
  • Contingent Business Interruption
    Compensates for loss of income resulting from physical damage to the property of providers or suppliers, or consumers of a business’ product or services

What limitations, if any, apply to your coverage?

Business interruption insurance can help your business survive a disaster, but there may be limitations and exceptions to your coverage. For example, if your property insurance does not cover wind damage, you cannot file a business interruption claim if your company is damaged by a windstorm. After a disaster, the best way to know for certain what’s covered is to have an experienced insurance lawyer review your policy.

What coverage is typically included?

Revenue

Fixed expenses, such as rent and utility costs

Temporary location operating expenses

Payroll Taxes

Advertising

Business Interruption Claim Denied, Delayed or Underpaid? Get help now: 877-803-2897

Documents needed for your Business Interruption Claim:

  • Insurance Policy
  • Expense Reports
  • Revenue Reports
  • Documentation Supporting Business History (physical address, number of employees, etc.)

How are Business Interruption losses calculated?

It can be difficult to accurately calculate a company’s interruption related losses and this can often become a source of contention between a business and their insurance carrier. On the surface, the calculation of business interruption losses are fairly simple:

Net Income + Continuing Expenses + Extra/Additional Expenses = Business Interruption Loss

Why Choose Us?

We get business interruption.

We know first-hand the kind of devastation caused by Mother Nature. In 2000, Dan McDonald’s law firm was badly damaged by a powerful tornado that ripped through downtown Fort Worth. Not only did it uproot our business, but it disrupted lives.

Since that time, we’ve worked hard for countless other storm victims. We understand the need to get back on your feet and into your home and business.

Free, No Obligation Insurance Claim Review

Contact McDonald Law Firm for a free, no-obligation insurance claim review to assess your situation and review your legal options. Whether over the phone or in person, we are here to answer your questions and explain the process. Call us today at 877-568-8304.

Tornado damage, Bank One Tower, March 28, 2000.

Tornado damage, Bank One Tower, March 28, 2000.

Let’s talk.

Call: 877-803-2897
Text: 817-203-0260

  • This field is for validation purposes and should be left unchanged.
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