Hail damage claim dispute? We’ll stand up to the insurance company so you don’t have to.
Damage Estimates
Any approximations of cost you’ve received to repair or replace damaged property.
According to NOAA, in 2015 alone, there were 5,412 hail storms reported, causing over $586 million in property damage and $132 million in crop damage. Texas led the list with 783 storms. Hail can often be the most damaging part of a severe storm, causing serious damage to roofs, windows, siding and other parts of your home or business. Often, the extent of hail damage is not immediately visible and it may take another storm to fully expose the degree of the damage. When hail damage occurs, the cost of repairing or replacing your property should fall to your insurance company.
When an insurance company unfairly offers you less than what is fully owed under the provisions of your policy, it may be time to contact an experienced insurance lawyer.
We’ve seen the same tactics used by the insurance company time and again; like offering to replace only part of your hail damaged roof when a full roof replacement is necessary. The insurance lawyers at McDonald Law Firm will fight to obtain the fair compensation that may be owed to you under your insurance policy.
Houses
Condos
Townhomes
Apartments
Garages
Barns & Outbuildings
Vacation Homes
Churches & Meeting Halls
Schools & Libraries
Civic Buildings
Police & Fire Stations
Hospitals & Nursing Homes
Community Centers
Recreational Facilities
Industrial & Manufacturing Facilities
Warehouses
Retail Storefronts
Restaurants & Hotels
Parking & Storage Facilities
Farms & Ranches
Hangars & Boathouses
Insurance companies are required to show a reasonable basis for denying or delaying payment, if the policy clearly covers certain weather-related damages. If your hail damage claim has been denied, delayed or underpaid, we may be able to help you recover what is owed.
If your insurance company has done any of the following, the answer is “yes”:
Wrongfully denied your valid claim
Offered you an unreasonable (“lowball”) settlement
Failed to share pertinent information about your claim
Misrepresented or altered the terms of your policy
Failed to properly investigate your claim
Failed to investigate your claim in a timely manner
Intentionally avoids you (fails to return emails, phone calls, or refuses to meet with you)
Intentionally stalls or delays your payment
Blamed damage on a past storm
Our insurance litigation team will carefully review the language of your insurance policy, assess the damage to your home or business and evaluate the reason for your insurance company’s decision. Generally speaking, if we cannot reach a fair resolution with your insurance company, we will move forward with trial. Your lawsuit may also include additional damages for your carrier’s conduct in its handling of your legitimate claim.
Contact McDonald Law Firm for a free, no-obligation hail damage claim review to assess your situation and review your potential legal options.
Any approximations of cost you’ve received to repair or replace damaged property.
The document detailing the terms and conditions of your insurance contract.
The page that outlines the “who, what, where, when and how much” of your insurance policy.
Letters, emails or handwritten notes between you and your insurance company.
Securing our services will not cost you anything out of pocket. We work on contingency, which means there are no legal fees unless we successfully resolve your case through settlement, mediation or a trial.
When a policyholder is represented by an experienced and knowledgeable insurance lawyer, the insurance company is far more likely to offer a fair and reasonable settlement. The insurance litigation team at McDonald Law Firm is dedicated to providing aggressive and thorough representation for residential and business property owners in order to receive fair compensation from their insurance carrier.