Do You Have An Unresolved Harvey, Irma Or Maria insurance claim? We know what to do.

Let’s talk.

Call: 877-803-2897
Text: 817-203-0260

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Hurricane Damage Claims

Our insurance lawyers work for you not the insurance company.

After a hurricane, the damage to your home or business property can be devastating. Adding insult to injury, policyholders often find insurance companies delay, deny or make unacceptably low offers to legitimate policy claims. McDonald Law Firm has the experience of helping victims of natural disasters recover the maximum compensation allowed under their homeowner or business owner’s insurance policy.

Do you have flood damage? It’s covered under a separate policy.

In most instances, flood insurance is separate from your home or business owner’s insurance policy. Your policy may cover water damage but if your home or business sustained flood damage during a recent hurricane, you must have purchased flood insurance through the National Insurance Program (NFIP).

Hurricane Harvey & Irma victims:
Know your filing deadlines.

If you insurance claim has been denied or underpaid, in most instances you have just one year from the date of your insurance company’s settlement offer or denial letter to file a lawsuit. Otherwise, your claim may be lost.

Was your hurricane damage claim denied, delayed or underpaid? Get help now: 877-803-2897

Real people. Proven results.

Example past storm damage settlement. Many other settlements are confidential between the parties involved and cannot be revealed.

We know how to stand up to big insurance companies with deep pockets.

If your hurricane insurance claim has been denied, delayed or underpaid, or if you have been offered an unacceptable settlement, we are here to provide aggressive representation with one goal: obtain the maximum compensation that you may be owed under the terms of your insurance policy. We offer a free initial consultation to discuss your claim and review possible options. Cases are accepted on a contingency fee basis, which means there are no legal fees unless we resolve your case favorably.

We can help with…

Residential Property Damage Claims
Many homeowner’s policies don’t cover all types of storm damages. Find out what typical policies cover.

Commercial Property Damage Claims
Was your commercial property policy claim underpaid? Learn about your options.

Business Interruption Claims
Was your business interrupted? Learn more about recovering lost profits.

Insurance Litigation
Refused a reasonable settlement? Claim denied outright? Maybe it’s time to hire an insurance lawyer.

Insurance Bad Faith Claims
In short, your insurance company cannot look for ways to short-change you. We know how to fight insurance bad faith.

Policyholder Rights
Your insurance company is legally obligated to treat you fairly. Learn your rights.

Our Hurricane Damage Claim Review Process

At McDonald Law Firm, we understand that each client’s case is unique; we act with an unparalleled compassion and commitment, delivering individualized legal representation to each and every client.

  • Review the language of your insurance policy
  • Assess the damage to your home or business
  • Evaluate the reason for your insurance company’s decision

Settlement vs. Litigation

After a thorough investigation, we will give the insurance company the opportunity to resolve the situation by requesting a fair settlement offer.  Many times, the insurance company is more likely to respond to an attorney, rather than to you alone.

Generally speaking, if we cannot reach a fair resolution, we will move forward with trial. If you win, the insurance company may have to pay your actual damages within your policy limits, and, depending on the facts, there is a possibility of bad faith damages for particularly egregious practices.

We work on a contingency fee basis.

Securing our services will not cost you anything out of pocket. We work on contingency, which means you never owe our firm any legal fees unless we successfully resolve your case through settlement or a trial.

Free Case Review: 877-803-2897

We offer a free case review, which gives you the opportunity to discuss the specifics of your situation with one of our insurance lawyers and learn about the options available to you for resolution. 

We’ll fight for the maximum compensation owed to you: 877-803-2897

To evaluate your claim, we will need the following documentation or information:

Insurance Policy

The document detailing the terms and conditions of your insurance contract.

Declarations Page

The page that outlines the “who, what, where, when and how much” of your insurance policy.

Correspondence

Letters, emails or handwritten notes between you and your insurance company.

Damage Estimates

Any approximations of cost you’ve received to repair or replace damaged property.

Harvey Storm Surge Stats:

Port Lavaca = 6.57 ft
Seadrift = 5.52 ft
Packery Channel = 4.64 ft
Copano Bay 3.98 ft
Bob Hall Pier = 2.89 ft
Port O’Connor = 2.8 ft
Rockport = 1.85 ft
Baffin Bay = 1.68 ft
Port Aransas = 1.6 ft

Source: http://www.weather.gov

Hurricane claim denied, delayed or underpaid?

If your hurricane insurance claim has been denied, delayed or underpaid, or if you have been offered an unacceptable settlement, we are here to provide aggressive representation with one goal: obtain the maximum compensation that you may be owed under your insurance policy.

We work for you… not the insurance company.

Whether you are the owner of a home, condo, or business, the attorneys at McDonald Law Firm will fight the insurance company for what is rightfully owed to you under your insurance policy.

We understand that each client’s case is unique, so we act with an unparalleled compassion and commitment, delivering individualized legal representation to every client. We believe in a team approach to handling each case because it provides the best opportunity for success, allowing us to maximize ideas and thoughts when prosecuting claims. Our goal is to get your claim successfully resolved, as quickly as possible.

Irma Storm Surge Stats:

Fernandina Beach, FL = 7.8 ft
Mayport, FL = 6.5 ft
Naples, FL = 5.1 ft
Port Canaveral, FL = 4.6 ft
Virginia Key, FL = 3.9 ft
Fort Myers, FL = 3.4 ft
Key West, FL = 3.3 ft
Vaca Key, FL = 2.8 ft
Cedar Key, FL = 2.6 ft
lake Worth, FL = 2.2 ft
St. Petersburg, FL = 2.2 ft

Source: https://www.washingtonpost.com

Why Choose Us?

We get it. Our firm suffered severe damage from a catastrophic storm.

We know first-hand the kind of devastation caused by Mother Nature. In 2000, our law firm was badly damaged by a powerful tornado that ripped through downtown Fort Worth. Not only did it uproot our business, but it disrupted lives.

Since that time, we’ve worked hard for countless other storm victims. We understand the need to get back on your feet and into your home and business. Most recently, we represented victims of Hurricane Sandy, one of the costliest hurricanes in US history.

Read more about some of our recent storm damage successes >

Tornado damage, Bank One Tower, March 28, 2000.

Tornado damage, Bank One Tower, March 28, 2000.

Our insurance lawyers will work for you, not the insurance company: 877-803-2897

What some of our Sandy clients have to say…

McDonald Law Firm Ratings - McDonaldLawFirm.com

“very helpful”

I just wanted to thank you and your firm for being there when I needed you to be and for helping me out during one of the most difficult times of my life. Without your help I would have been at the mercy of FEMA, and we all know what that means. You have been very helpful, and everyone that I have spoken with at your firm was always courteous.
—Sandy Client

McDonald Law Firm Ratings - McDonaldLawFirm.com

“very happy right now”

I just wanted to express my gratitude for all your efforts. I was getting nowhere fast trying to accomplish this on my own so I gave you a shot. You all were very methodical and kept me in the loop every step of the way. Would I have liked the process to be quicker? Yes, but I am sure you would also. In the end, I got more than I expected going in so I am very happy right now.
—Jerry

McDonald Law Firm Ratings - McDonaldLawFirm.com

“totally professional”

Your service has been nothing other than totally professional, tireless, focused and there for us.
—Brian

McDonald Law Firm Ratings - McDonaldLawFirm.com

“thank you”

I have to take a moment to thank you for your straight-talk and honesty… it rocks! Sincerely… thank you!
—Pete

McDonald Law Firm Ratings - McDonaldLawFirm.com

“thanks again for all your efforts”

Thanks again for all your efforts in this successful challenge. The next time you are in Bergen county and you have a little time, let’s grab a bite.
—Jim

McDonald Law Firm Ratings - McDonaldLawFirm.com

“thank you”

I truly appreciate your help on this one!!!
—Sandy Client

Let’s talk.

Call: 877-803-2897
Text: 817-203-0260

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Insurance Disputes - McDonaldLawFirm.com
Denied, delayed or underpaid commercial property damage insurance claim? McDonaldLawFirm.com
Denied, delayed or underpaid business interruption claim? McDonaldLawFirm.com
Denied, delayed or underpaid flood damage insurance claim? McDonaldLawFirm.com
Denied, delayed or underpaid wind damage insurance claim? McDonaldLawFirm.com