Denied, delayed or underpaid tornado damage claim?

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Call: 877-803-2897
Text: 817-203-0260

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Tornado Damage Claim? Know your rights.

Get the full benefits of the coverages you purchased.

Tornadoes can be devastating, leaving a wake of destruction over a large area. Damage can result from a direct hit by a tornado, or from residual wind, rain, or hail storms. Tornado damage to homes, businesses, vehicles and other property can amount to millions in repair or replacement costs.

We know first-hand the kind of devastation caused by tornadoes.

On March 28, 2000, Dan McDonald’s law firm was badly damaged by a powerful twister that ripped through downtown Fort Worth. Since that time, we have helped other storm victims get back on their feet and back into their homes and businesses.

Home or Businesss Tornado Damage Claim Denied, Delayed or Underpaid? Get help now: 877-568-8304

We’ll fight to get you the maximum compensation allowed under your insurance policy.

We can help with:

Personal Property Damage Claims
Many homeowner’s policies don’t cover all types of tornado damages. Find out what your policy covers.

Commercial Property Damage Claims
Was your commercial property tornado claim underpaid? Learn about your options.

Business Interruption Claims
Was your business interrupted by a tornado or residual storm? Learn more about recovering lost profits.

Insurance Litigation
Refused a reasonable settlement for your tornado damage? Claim denied outright? Maybe it’s time to hire a lawyer.

Policy Holder Rights
Your insurance company is legally obligated to treat you fairly. Learn your rights.

Tornado damage, Bank One Tower, March 28, 2000.

Fort Worth Tornado

Around 6:17 pm on March 28, 2000, an F3 tornado passed through the west side of Fort Worth, Texas. It tore a four mile path through the city, causing significant damage to many of the downtown buildings, including the Bank One building pictured above (the location of Dan McDonald’s law firm). Two people were killed and 80 were injured, six seriously. Hail and rain storms that followed further damaged interiors of the buildings hit by the tornado’s high winds.

We get it.

You just want to get your home or business back to normal.

When a natural disaster strikes, property owners depend on their insurance companies to have their backs. Unfortunately, many times home and business owners learn the hard way that their insurance company is not always on their side when it comes to paying fairly on tornado damage claims:

  • Failing to promptly and accurately investigate and assess damage
  • Offering unreasonable or “low-ball” settlements
  • Undervaluing property damage
  • Misinterpreting actual policy coverage
  • Applying inaccurate depreciation values
  • Delaying the processing of valid claims
  • Delaying payments to earn interest

While we understand you just want to get your home or business back to normal as quickly as possible, it’s imperative you take every step to ensure you are paid the full amount that is rightfully owed to you.

Home or Businesss Tornado Damage Claim Denied, Delayed or Underpaid? Get help now: 877-568-8304

Free, No Obligation Insurance Claim Review

Contact McDonald Law Firm for a free, no-obligation insurance claim review to assess your situation and review your legal options. Whether over the phone or in person, we are here to answer your questions and explain the process. Call us today at 877-803-2897.

We work for you. Not your insurance company.

If you have done all that you can and still feel like your claim has been unfairly denied, delayed or underpaid by your insurance company, the next step is to contact an experienced insurance lawyer. Insurance companies are required to show reasonable cause for denying or delaying payment on your tornado claim for the damage covered under your policy.

As part of our tornado damage claim review, we will:

  • Review the language of your insurance policy
  • Assess the damage to your home or business
  • Evaluate the reason for your insurance company’s decision

Settlement vs. Litigation

After a thorough investigation, we will give the insurance company the opportunity to straighten out the situation by requesting a fair settlement offer. Many times, insurance companies will choose to quickly settle rather than battle experienced, knowledgeable insurance lawyers. The insurance company is also more likely to respond to a lawyer, rather than to you alone.

Generally speaking, if we cannot reach a fair resolution, we will move forward with trial. If you win, the insurance company may have to pay your actual damages within your policy limits, and, depending on the facts, there is a possibility of bad faith damages for particularly bad practices.

We stand up to big insurance companies with deep pockets.

Hiring our firm will not cost you anything out of pocket. We accept cases on a contingency fee basis, which means there are no legal fees unless we favorably resolve your case through settlement, mediation or a trial.  Our goal is to get your claim successfully resolved, in the shortest time possible.

Home or Businesss Tornado Damage Claim Denied, Delayed or Underpaid? Get help now: 877-568-8304

Do you live in a tornado prone area?

According to NOAA, a disproportionately higher frequency of tornadoes occur each year within two specific regions of the United States. These areas are ideally situated for the formation of supercell thunderstorms which can produce the most violent tornadoes.

Tornado Alley

In the southern plains states, the region known as “Tornado Alley” extends from northern Texas, through Oklahoma and Kansas, into Nebraska. Tornadoes in this region typically occur in late spring and early fall.

Dixie Alley

The Gulf Coast area has a region known as “Dixie Alley” which stretches from eastern Texas and Arkansas across Louisiana, Mississippi, Tennessee, Alabama, Georgia, and parts of Missouri. Tornadoes in this region typically occur in late fall.

ENHANCED FUJITA SCALEWIND SPEEDPOSSIBLE DAMAGE
EF0 65-85 mphBranches broken off trees; minor roof damage
EF1 86-110 mphTrees snapped; mobile home pushed off foundations; roofs damaged
EF2 111-135 mphMobile homes demolished; trees uprooted; strong built homes unroofed
EF3 136-165 mphTrains overturned; cars lifted off the ground; strong built homes have outside walls blown away
EF4 166-200 mphHouses leveled leaving piles of debris; cars thrown 300 yards or more in the air
EF5 over 200 mphStrongly built homes completely blown away; automobile-sized missiles generated

Enhanced Fujita Scale of Tornado Intensity

The Enhanced Fujita Scale is a tool for rating tornado intensity, based on the damage tornadoes inflict on human-built structures and vegetation. Scale category is determined by meteorologists and engineers after a ground or aerial damage survey, and review of weather radar data, witness testimonies, media reports, photos and videos.

Denied, delayed or underpaid commercial property claim? McDonaldLawFirm.com
Denied, delayed or underpaid residential property claim? McDonaldLawFirm.com
Denied, delayed or underpaid business interruption claim? McDonaldLawFirm.com
Denied, delayed or underpaid storm damage insurance claim? McDonald Law Firm
Denied, delayed or underpaid wind claim? McDonaldLawFirm.com