Settlement vs. Litigation
After a thorough investigation, we will give the insurance company the opportunity to straighten out the situation by requesting a fair settlement offer. Many times, insurance companies will choose to quickly settle rather than battle experienced, knowledgeable insurance lawyers. The insurance company is also more likely to respond to a lawyer, rather than to you alone.
Generally speaking, if we cannot reach a fair resolution, we will move forward with trial. If you win, the insurance company may have to pay your actual damages within your policy limits, and, depending on the facts, there is a possibility of bad faith damages for particularly bad practices.