Denied, delayed or underpaid wind damage claim?

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Call: 877-803-2897
Text: 817-203-0260

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Do you have a wind damage claim?

Wind Damage to Your Home or Business Can be Sudden and Devastating.

Your home or business may very well be your single biggest investment. The aftermath of a windstorm can be devastating, especially if an insurance claim dispute is involved.

When to consider hiring an insurance lawyer:

  • You need help preparing and filing your proof of loss.
  • You claim has been unfairly delayed, denied or underpaid.
  • You believe you are being treated unfairly by your insurance company.

Wind Damage Home or Businesss Claim Denied, Delayed or Underpaid? Get help now: 877-568-8304

Weather.com reported the following Hurricane Matthew wind gusts:

Cape Canaveral, FL: 107 mph
Tybee Island, GA: 96 mph
Jennette’s Pier, NC (Outer Banks): 91 mph
Daytona Beach, FL: 91 mph
Hilton Head Island, SC: 88 mph
Jacksonville, FL: 87 mph
South Ponte Vedra Beach, FL: 84 mph
Duck, NC: 83 mph
Beaufort, SC: 83 mph
Fort Pulaski, GA: 79 mph
Folly Beach, SC: 76 mph
Oceana NAS, VA: 75 mph
Myrtle Beach, SC: 74 mph
Savannah, GA: 71 mph
Melbourne, FL: 70 mph
Charleston, SC: 69 mph
Florence, SC: 67 mph
Lumberton, NC: 66 mph
Fayetteville, NC: 62 mph
Sumter, SC: 61 mph
Orlando, FL: 60 mph

What type of wind damage is it?

Straight Line Winds & Strong Wind Gusts (no rotation)

After a severe thunderstorm strikes, often much of the damage can be attributed to strong winds (those in excess of 50-60 mph). It’s not uncommon for strong wind gusts and flying debris to damage roof shingles, tiles, windows, doors, siding, gutters, and/or fascia.

Straight line winds are thunderstorm winds without rotation (non-tornadic). These high velocity winds and the debris they carry can cause structural damage to your property, including:

  • Roof lifting and failure
  • Wall and foundation movement or failure
  • Door, window and garage door failure
  • Downed trees and power lines

Straight line wind damage may not only affect the exterior of your property, but can potentially expose the interior to wind and water damage as well.

Tornadoes (rotation)

Tornadoes are rotating columns of air that extends from a thunderstorm to the ground. In 2016, there were 985 tornadoes in the United States.

Following the aftermath of a tornado, victims are often faced with total and complete loss to their home or business. When an insurance company denies, delays or underpays your tornado claim it can leave you feeling helpless.

This is where we come in. We will review your policy and the reasons the insurance company has given for failing to pay your claim. If we determine your insurance carrier has acted in bad faith in its failure to properly resolve your claim, we will provide you with aggressive, thorough legal representation.

Wind Damage Claim Denied, Delayed or Underpaid? Get help now: 877-568-8304

To evaluate your claim, we will need the following documentation or information:

Damage Estimates

Any approximations of cost you’ve received to repair or replace damaged property.

Insurance Policy

The document detailing the terms and conditions of your insurance contract.

Declarations Page

The page that outlines the “who, what, where, when and how much” of your insurance policy.

Correspondence

Letters, emails or handwritten notes between you and your insurance company.

Real people. Proven results.

See a few of our past storm damage settlements above. Many other settlements are confidential between the parties involved and cannot be revealed.

Wind damage? Next steps..

Inspect your property for structural damage before you enter;

Contact your insurance company to report your claim and to find out when the insurance adjuster is scheduled to visit;

Use our home inventory checklist to identify damaged items. Take photos or video footage of your property to document the extent of the damage;

Secure your property to prevent further damage (Do not make large or permanent repairs without speaking to your carrier);

Each time you speak with your insurance carrier document the date, time and who you speak with;

Keep track of all receipts and recovery-related expenses for your property insurance claim; and

Contact us if you believe your insurance company is dishonest or has acted unfairly concerning your wind damage claim

Signs that your insurance company may be acting in bad faith regarding your wind damage claim:

  • Failing to properly assess and evaluate your wind damage claim
  • Hiring biased adjusters, engineers, and other “experts” who are motivated to under-assess damages or incorrectly categorize your wind damage claim
  • Making low-ball settlement offers or payments that do not cover your cost of repairing or rebuilding your wind-damaged property
  • Claiming that the damage was pre-existing or resulted from wear and tear, poor maintenance or manufacturing issues
  • Applying excessive depreciation to the point where an owner cannot adequately repair or rebuild their property

We Hold Insurance Companies Accountable for Wind Damage Claims

Compile evidence to disprove an insurer’s reasons for denying, delaying or underpaying your wind damage claim;

Ensure that any valuation of your property is complete, fair and accurate; and if necessary,

Hire independent engineers, contractors, estimators, or other experts to investigate and identify evidence demonstrating that your loss was caused by wind

Wind Damage Claim Denied, Delayed or Underpaid? Get help now: 877-568-8304

Contact Us Today for a Free Wind Claim Review

If you have sustained wind damage to your home or business and received a denied, delayed or underpaid claim from your insurance carrier, contact the insurance lawyers at McDonald Law Firm. We have the knowledge and experience to go head-to-head with the insurance company. Call us at 855-702-9061 or fill out the form on this page to receive a free wind damage claim review.

Why Choose McDonald Law Firm for Your Wind Damage Claim?

Insurance companies are in business to make money; but they also have a duty to conduct business honestly, fairly and in good faith. Simply put, they can’t look for ways to cut corners or cheat you out of full and just compensation for the losses covered under your insurance policy. You need someone on your side, protecting your best interests. The experienced insurance lawyers at McDonald Law Firm understand how to evaluate your wind damage claim and fight to receive the maximum compensation allowed under your policy.

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