Wind damage insurance claim dispute? We hold insurance companies responsible.

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Call: 855-702-9061
Text: 817-203-0260

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Wind Damage Claims

Wind damage to your home or business can be sudden and devastating.

Your home or business may very well be your single biggest investment. The aftermath of a windstorm can be devastating, especially if an insurance claim dispute is involved.

When to consider hiring an insurance lawyer:

  • You need help preparing and filing your proof of loss.
  • You claim has been unfairly delayed, denied or underpaid.
  • You believe you are being treated unfairly by your insurance company.

Contact us today for a free wind claim review: 855-702-9061

If you have sustained wind damage to your home or business and received a denied, delayed or underpaid claim from your insurance carrier, contact the insurance lawyers at McDonald Law Firm. We have the knowledge and experience to go head-to-head with the insurance company and we’ll fight to recover the maximum award owed to you under the terms of your policy.


McDonald Law Firm Ratings -

“very happy right now”

I just wanted to express my gratitude for all your efforts. I was getting nowhere fast trying to accomplish this on my own so I gave you a shot. You all were very methodical and kept me in the loop every step of the way. In the end, I got more than I expected going in so I am very happy right now.

Call today to schedule a free, no-obligation wind damage claim review: 855-702-9061

Real people. Proven results.

Example storm damage settlement. Many other settlements are confidential between the parties involved and cannot be revealed.

What type of wind damage is it?

Straight Line Wind & Strong Wind Gust Damage (no rotation)

After a severe thunderstorm strikes, often much of the damage can be attributed to strong winds (those in excess of 50-60 mph). It’s not uncommon for strong wind gusts and flying debris to damage roof shingles, tiles, windows, doors, siding, gutters, and/or fascia.

Straight line winds are thunderstorm winds without rotation (non-tornadic). These high velocity winds and the debris they carry can cause structural damage to your property, including:

  • Roof lifting and failure
  • Wall and foundation movement or failure
  • Door, window and garage door failure
  • Downed trees and power lines

Straight line wind damage may not only affect the exterior of your property, but can potentially expose the interior to wind and water damage as well.

Hurricane Wind Damage

Wind speed is the determining factor of hurricane strength, and arguably its most dangerous hazard. Hurricane strength is based on the Saffir-Simpson Wind Scale:

Category 1: Storms with wind gusts above 74 mph
Can cause damage to homes, buildings and property, including roofs, shingles, vinyl siding, gutters, broken tree limbs, damaged power lines.

Category 2: Storms with wind gusts above 96 mph
Can cause major roof and siding damage to homes, buildings and property, including snapped tree limbs and damage power lines.

Category 3: Storms with wind gusts above 111 mph
Can cause significant structural damage to homes, buildings and property, including broken windows and doors, fallen trees, snapped limbs, damage to power and water lines.

Category 4: Storms with wind gusts above 131 mph
Can cause severe damage to homes, buildings and property, including roof and wall failure,fallen trees, snapped limbs, damaged power and water lines, and limited emergency access to damaged areas.

Category 5: Storms with wind gusts above 155 mph
Can destroy homes, buildings and property, including total roof failure, wall collapse, fallen and uprooted trees, downed power, damaged water lines, delayed emergency access to damage-ridden areas.

Learn more about how we can help with hurricane damage claims >

Tornado Damage

Tornadoes are rotating column of air that extends from a thunderstorm to the ground. In 2016, there were 985 tornadoes in the United States.  Following the aftermath of a tornado, victims are often faced with total and complete loss to their home or business. When an insurance company denies, delays or underpays your tornado claim it can leave you feeling helpless.

Learn more about tornado damage claims

Hurricane Harvey peak wind gusts:

Port Aransas, TX = 132 mph
Copano Village, TX = 125 mph
Lamar, TX = 110 mph
Rockport, TX = 108 mph
Taft, TX = 90 mph
Aransas Pass, TX = 90 mph
Victoria, TX = 83 mph
Fulton, TX = 83 mph
Flour Bluff, TX = 81 mph
Austwell, TX = 80 mph
Magnolia Beach, TX = 79 mph
Chapman Ranch, TX = 71 mph
Seadrift, TX = 67 mph
Portland, TX = 63 mph
Corpus Christi, TX = 63 mph
Robstown, TX = 58 mph
Port Lavaca, TX = 49 mph


Wind damage? Next steps…

Inspect your property for structural damage before you enter;

Contact your insurance company to report your claim and to find out when the insurance adjuster is scheduled to visit;

Use our home inventory checklist to identify damaged items. Take photos or video footage of your property to document the extent of the damage;

Secure your property to prevent further damage, but do not make large or permanent repairs without speaking to your carrier;

Take notes each time you speak with your insurance carrier and document the date, time and who you speak with;

Keep track of all receipts and recovery-related expenses for your property insurance claim. If you are displaced from your home, use our Additional Living Expenses tracking template; and

Contact us if you believe your insurance company is acted unfairly concerning your wind damage claim.

Hurricane Irma peak wind gusts:

Naples, FL = 142 mph
Marco Island, FL = 130 mph
Lely, FL = 122 mph
Big Pine Key = 120 mph
Quail Creek, FL = 112 mph
Key Biscayne, FL = 99 mph
Miami, FL = 99 mph
Sweetwater, FL = 96 mph
Cape Canaveral, FL = 94 mph
Ocean Reef, FL = 93 mph
Belle Meade, FL = 92 mph
Key Largo, FL = 92 mph
Ochoppee, FL = 92 mph
Key West, FL = 91 mph
Royal Palm, FL = 91 mph
Coral Gables, FL = 90 mph
Mayport, FL = 87 mph
Port Everglades, = 87 mph


Insurance company settlement offer too low? Call us: 855-702-9061

Signs that your insurance company may be acting in bad faith regarding your wind damage claim:

  • Failing to properly assess and evaluate your wind damage claim
  • Hiring biased adjusters, engineers, and other “experts” who are motivated to under-assess damages or incorrectly categorize your wind damage claim
  • Making low-ball settlement offers or payments that do not cover your cost of repairing or rebuilding your wind-damaged property
  • Claiming that the damage was pre-existing or resulted from wear and tear, poor maintenance or manufacturing issues
  • Applying excessive depreciation to the point where an owner cannot adequately repair or rebuild their property

We Hold Insurance Companies Accountable for Wind Damage Claims

We will compile evidence to disprove an insurer’s reasons for denying, delaying or underpaying your wind damage claim.

We will ensure that any valuation of your property is complete, fair and accurate.

If necessary, we will hire independent engineers, contractors, estimators, or other experts to investigate and identify evidence demonstrating that your loss was caused by wind.

Why Choose McDonald Law Firm for Your Wind Damage Claim?

Insurance companies are in business to make money; but they also have a duty to conduct business honestly, fairly and in good faith. Simply put, they can’t look for ways to cut corners or cheat you out of full and just compensation for the losses covered under your insurance policy. You need someone on your side, protecting your best interests. The experienced insurance lawyers at McDonald Law Firm understand how to evaluate your wind damage claim and fight to receive the maximum compensation allowed under your policy.

How much will it cost to hire an insurance lawyer?

We handle insurance claim dispute cases on a contingency fee basis, which means we only get paid if we recover a monetary award for you. 

Call today for a free wind damage claim review: 855-702-9061

Let’s talk.

Call: 855-702-9061
Text: 817-203-0260

  • This field is for validation purposes and should be left unchanged.

Insurance Disputes -
Denied, delayed or underpaid commercial property damage insurance claim?
Denied, delayed or underpaid business interruption claim?
Denied, delayed or underpaid flood damage insurance claim?
Denied, delayed or underpaid hurricane damage insurance claim?